It is a Chemical UV Filter with a light texture, Creamy, does not leave a white cast, surprisingly there is a Coolling Sensation that makes it fresh when applied and reapplied. Freshly applied feels wet on the skin but not sticky, need to wait a while to absorb well. Oily skin can skip moisturizer in my opinion because it's a type of sunscreen that can both moisturize and brighten, as long as I use it, there's no burning or stinging feeling like the chemical sunscreens I've used. It also does not contain fragrance so it is very comfortable even for sensitive skin. One type of sunscreen that I like, even without make-up it is "ready to go" because the finish is glowing healthy skin. love it